Tim Panther

As the weather warms and the days grow longer, spring is a perfect time to check in on your insurance coverage and make sure you're ready for what's ahead. I’m Tim Panther, your local State Farm Agent in Hagerstown, Maryland. With 39 years of experience and a dedication to service, I’ve proudly supported individuals and families across Maryland, Pennsylvania, and West Virginia since opening my office in 2000.

Whether you're preparing for a big move, reassessing your current coverage, or embracing new opportunities this season, we’re here to help. We offer Auto, Life, Home, and Business Insurance, all backed by personalized service and a commitment to meeting you where you are. Our office supports customers across Frederick County, Franklin County, Martinsburg, and beyond.

Spring brings fresh starts and new goals—and we’re ready to help you feel confident about what comes next. Our pet-friendly office is welcoming and approachable, and we take pride in creating meaningful connections with those we serve. Whether you’re updating a plan or exploring new coverage, my team and I are here to answer your questions and walk you through the process with care.

Outside of work, I enjoy fishing, golfing, cooking, and cheering on my favorite teams during spring sports season. I’ve been married for 37 years, and time with my sons and my granddaughter is always a highlight. Being part of this community and helping others protect what's most important never stops being rewarding.

This spring, let’s work together to make sure your insurance grows with you. Stop by or give us a call—we’re ready to help you step into the new season with clarity and confidence.